Whole life coverage starting at $1 a day*
Find Your Rate — (833) 822-3284Essential Shield provides dependable final expense coverage designed around the real demands of essential work — long hours, physical demands, and the responsibility of supporting a family. Whether you're currently working or retired, our policies offer straightforward protection without unnecessary restrictions — so your loved ones are financially secure no matter what.
FIND YOUR RATEYears of demanding work come with real responsibility to the people waiting at home. That's why Essential Shield is built specifically for essential workers — offering reliable, flexible coverage that works whether you're still on the job or enjoying retirement.
Your family receives a tax-free death benefit to cover funeral costs, outstanding bills, or any other final expenses.
Many plans offer simplified underwriting — no labs, no waiting, faster approvals regardless of health history.
Your premium never increases. The rate you lock in today is the rate you pay for the life of your policy.
Many plans activate the same day you apply. Your family can be protected before you hang up the phone.
Provides peace of mind that your loved ones can cover living expenses, mortgage, or final costs without financial strain.
Coverage applies no matter where you live — across all 50 states, with licensed agents ready to help everywhere.
Final expense coverage isn't one-size-fits-all — especially for people who spent their careers doing physically demanding work. Standard plans often include restrictions or underwriting hurdles that leave essential workers underprotected or overpaying.
The average funeral costs $12,000. Without a plan, that falls on the people you love most. One call changes that.
CALL (833) 822-3284Available Mon–Sat, 8am–8pm EST · Se habla español · No obligation
*Rates starting at $1/day are illustrative and based on specific applicant profiles. Actual rates vary by age, health, state of residence, and coverage amount selected. Essential Shield is an independent insurance marketing organization and is not affiliated with, endorsed by, or connected to Medicare, Medicaid, the Social Security Administration, any government agency, labor union, or employer. Not all products available in all states. Coverage subject to carrier underwriting approval.